Credit Card?

souds like me some time ago. be careful though. what i would recommend is secured credit card. i'm not sure what state you live in, which would be helpful, but i'm from washington. if your really responsible, take about $300 and go to bank of america or US bank, an alternative is Orchard Bank. you can set up a secured card [which you can find more details about on wikipedia] in which they will hold your $300 and give you $300 credit limit. sometimes it helps to be legally emancipated, which you can do even if you still live with your parents. the last thing i can tell you is that ask your your parent(s) to make you an authorized user on thier credit card, initially it will go on your credit report sooner or later. good luck.